What Your Insurance Sees

9/8/2019 (Permalink)

More than likely after a fire damage your insurance will categorize your loss into one of two categories. This also helps determine what actions need to be taken to restore the home most efficiently.

Primary Fire Damage

This damage refers to damage sustained as a direct result of the flames, to include the building and contents of both homes and businesses.

Secondary Fire Damage

The secondary type refers to damage sustained due to smoke and other corrosive substances caused by the fire. It’s often that secondary damage accounts for the majority of damage inside a fire damaged home or office. Additionally, a fire can expose the building to the outdoor elements which could tack on water damages due to rain.

Fire damage is no joke and you should always take the proper steps by calling both your insurance to file your claim and SERVPRO to remediate your home.